Here in LA, we're allowed to build studio apartments out of our garages (they're called ADUs).

I am originally from Elgin, but live down in the city now.Love the idea of owning a campground and sharing it with other people...for me, there is just a different energy when you get a way from all city noise, lights, and hustle & bustle. 

The Fed will eventually allow interest rates to fall, and all that extra interest showing up in your payment calculations will shift back into the profit column (where it usually hangs out).  

One thing I did notice is that almost everywhere seems to allow pets so that may be something to consider if you haven't yet.

Designing a platform to allow people to interact is not, to me, a useful goal given all the other platforms out there.  

This article indicates that a chapter 13 allows them to maintain possession of the property and develop a plan to pay back their debts rather than be foreclosed on.

Found a local company that allowed 401K/IRA's to be rolled into one of their real estate investment funds.

When my health insurance became $1200/month I got a job as a direct support staff at a group home on 3rd shift which has lasted about 15 years and has always allowed me to have many hours per shift to myself to focus on my real estate and learning things.

Also, you don't say where you are, but many states do not allow you to do 'Owner/Builder' work on your investment properties, just on your own personal residence....

Make sure their deposit and first months rent payment clears before you give them keys or allow them to move in.