Many wholesalers do not aspire to be a big player in the game and are just looking for some additional cash on the side.

They are super lenient with self employed buyers as well..as far as using profit and loss statements and such.

@Jacob D AdamczakThere is no one right answer and a lot of other factors beyond just the simple one at hand come into play - age, other savings, goals, time you expect to be with this employer, etc.That company match paired with the tax deduction you get on your own contribution are essentially free and immediate return on investment. 

My current employment doesn't allow for it, and I am not interested in becoming an agent for others.

Also, I am self-employed since June of 2017.

In addition, before buying my STR units, I contacted a lot of landlords to try to do the same sublet situation you’re referring to.

In addition, unit 2 has some basement space converted into an additional bedroom and bathroom and also an additional kitchen. 

Maybe they need additional time in the house?

Her intention was to refinance into a conventional loan by the end of the 3 years; however, due to lack of planning and her self-employed status, she has been unable to qualify for a loan.

*always make sure that its in writing that ALL change orders or additional work will be in writing before its started.