The elf would do my quarterly scheduled maintenance and inspections.

Thirty-three states in the U.S. saw increases in foreclosures over the 3rd quarter last year.

Tenants like it, because they dont have a quarterly water bill that many times is $300-400/ quarter, where pumping is generally $150-300 every 3 years.  

Characteristics:http://www.woodweb.com/knowledge_base/What_is_hear...Pictures:http://www.longleaflumber.com/reclaimed-heart-pine...Of course, quarter sawn looks most refined - but you can see the beauty in all the variations

You may be interested to find a peer-reviewed paper in the Social Psychology Quarterly shows Liberal-atheist-monogamous types of beings are smartest in terms of IQ.

As a new landlord you have learned some lessons, number one never compromise on screening, and that you should be doing regular/ quarterly inspections of your properties. 

This can cause undetected leaks that will occasionally result in water bills well into the thousands of dollars in a single quarter for a two family home.

Through their affilitated title company - First Alliance Title they offer a class about once a quarter that summarizes statistics that they believe relate to residential real estate investing.

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).4) The loan must be paid back in equal payments so making pre-payments won't lower the monthly payment but will shorten the term. 

Then turn it about a quarter turn every few days or once a week until the beam is back in position.