A few things we will do differently in 2023: - we will close the capital raise for our Integrity Income Fund (performing/re-performing fund);- we will have a new bookkeeping team;- with acquisition of notes, we will be more strict in our search for equity (lower ITV) to protect downside risk for our investors;- our loan servicing company (BIFI) will have more loans to service as it continues to acquire additional state licenses;- I plan to focus more on my health and family than I did in 2022.-------- (and I agree that @John Underwood wins comment of the week)

This means her health insurance alone will cost about $1k/month from the quotes she has received.

I eventually asked her what she knew about the house and she let me know who the owner was and that they bought it to fix it up but had health problems so they couldn't.

I work in digital marketing for a large health system here in Utah.

Life is good, I wish you good health.

What is their age and current health like? 

It is like having health insurance for your property...you pay an annual premium (say $600)...and you pay a "co-pay"/service call fee (say $75) when something breaks and they send a contractor to fix it. 

Normally used on 203(k) renovation mortgages (eg, where you are financing the reno costs), but just like a cash buyer can still hire an appraiser of their choosing if they wish, someone doing renovations with cash can hire a HUD Consultant if they wish.Given your goals, they will walk the property and give you a work write up of everything required to do it fully compliant with all federal, state, and city, rules and regs (permits, zoning, health/safety, you name it).

It might also  give you some small amount of extra cash flow and it would be  better for your mental health.  

Some HOA communities have limited the number of units allowed and have applied a rental cap in order to maintain compliancy with FHA lending guidelines, so definitely check this outAlso, confirm the overall financial health of the HOA and even consider serving on the Board of Directors if your time allows.