Cash flow is figured usually on a monthly factor. 

Because I’m BRRRRing, the rates vary by rehab size and some other factors but generally they are low 6% for the product I described with a 100k purchase and <30k rehab, ARV around 170k. 

It depends on several different factors.

Taxes are not cookie cutter and whether or not to elect an S-Corporation is based on a ton of different factors including your other sources of income, your retirement goals, your overall income levels and tolerance for the formalities of managing a corporation.If you've got a W2 at anything close to a decent wage, an S-Corp can cost you in taxes rather than save, so be very careful about handing this out (or accepting this) as blanket advice.Whether or not to use a different LLC every time is more of a legal question. 

Hi Miguel,Dave Lindahl has some good books, he has thousands of units, and knows his stuff.He wrote the book: Trump University Commercial Real Estate 101 : How Small Investors Can Get Started and Make It Big, (with a forward from Donald Trump) which might be of interest to you.Political factors in the East shut down Trump University, but some of the books are still available online.Good Luck!

Are there any other factors that could improve her application?

@Bryon Haacke I believe you are correct about the purpose of the death benefit, but it depends on a lot of factors and all annuities are different and have different riders. 

My biggest limiting factor was income as I was unemployed while still in school.

I'm aware of PMI, it'll need to factor into my numbers.I told the guy I wasn't comfortable paying for coaching at this time, and his reaction was quite surprising.

Again this question is a big “it depends” and the factors are plentiful.