Those who can insure your home take wildfires into consideration and offer high premiums due to the risk.You should Google insurance companies (not necessarily "big bear insurance company") and contact providers to see who will come out the cheapest.

My realtor just contacts the different attorneys he deals with (depends on county and type of deal) and they close in about 2 weeks after I sign the contract. 

Contact Jeff at Denver Design Build, or @Dorothy Ma is a fellow BPer and does design/build.

If you DM me we can exchange contact information

The ten-second version is that you unroll it, cut it to size (utility knife or really good scissors), put contact cement on both the cabinets and the veneer, and then carefully stick the veneer down. 

Start with these 4 steps:1. contact a Real Estate Attorney who will gladly help with the writing sales contacts and will close the sale for you.   2. contact a Mortgage Broker & Bank Loan Officer to refer potential buyers to so they can get pre-approved if they don't already have a legit qualification Letter   3. contact one of the sign post companies to come out and plant the typical real estate post in the yard to hang your FSBO sign 4. have a FSBO sign professionally made with a rider sign underneath By Appointment ONLY with your cell number.5. put together a flyer with pictures and info, sales price, etc. to email potential buyersInitially, you'll get all the neighbors calling, acting like potential buyers to see what you are asking for the property. 

Chances are you've done enough research to know who to contact.

Basically what it needs is trim, new doors, interior patching and finishing items with moldings etc, and a little exterior work.My question, I have contacted a couple different banks to start the refi process.

So, we contacted the buyer with the more favorable lender and asked them to again lower the closing costs and they knocked off another $500 and we were under contract.

I have never utilized his services personally but if I needed roofing done I'd certainly contact Dave Wandel with Charis Contractors.