Based on walkthroughs of the property, they may offer estimates that are more accurate.

Regardless, I’d still like to get a month contract with these stipulations to make sure the bases are covered.

But, it is definitely possible if you snag a property that you can't pass up on to utilize a Mortgage Broker who can generally get you set up with something based on your needs at the time.

Everyone does it a bit differently based upon their experience.

I know there are companies that give HELOCs based off the future appraised value of the home.

Generally options will vary dramatically based on these unit buckets2-4 5-1011+

They can provide guidance based on the latest tax laws, regulations, and your individual circumstances.

However, since the value of a commercial property is almost solely based on the income of the property, investors and bankers alike have grown to love balloon payments and rate resets.

Absolutely fair points and fair assessment of both Nimby's and Yimby's typically based on how they will be PERSONALLY affected. 

Does anyone have good experience with cold callers and where they're based out of?