Hello, I am late to the party here, however I might be able to help with your double close if it meets our terms.  

Before I purchase an insurance policy I wanted to seek some guidance on the best way to proceed.I received 1 quote so far for a HO3 policy that has 600k+ of dwelling coverage, 70k of additional structure, 450k personal property, 200k loss of use, 500k liability, and a few extras like equipment breakdown, water backup, service line.

Currently I am house hacking as a mid-term landlord (list on Airbnb.. renting Jack and Jill upstairs in our home to traveling professionals) we are consistently booked and lots of inquiries.

Send me a PM if you have any questions about the product, terms, or just want to run numbers!

If the seller will entertain it you write it into your offer - what you're willing to pay total, loan term, interest rate, down payment. 

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

My realtor says they’re pretty good but I am not sure an ARM is smart when I’m not putting a lot down and plan to keep this property long term.

“They kind of tend to use the term on the assumption that everybody already knew what it meant.”'

Think long term and enjoy all the mailbox money.

If your are cash flow positive, you can weather long term through emergencies and other problems that could arise while you wait.