I have the same question, although I am in southern CA.

I also recommend looking into Southern Orchards, Franklinton, Italian Village, Victorian Village.

I am in southern Ohio, Huntington tristate area.

We are in Southern California where prices are ridiculously high with slim caps.

We have had a couple very warm months in Southern California and my suspicion is that the tenant turned the irrigation off.

Buying a condo in Southern  California as a primary home, long term, house hack, BRRR, 1ST time,  investment....1.

Please let me know if any of them work for you.Bank of Southern California, Bank of West (BNP Paribas), Cal Coast Credit Union, East West Bank, up to 60% LTV with "no docs” San Fran, First Republic, Fremont Bank, Golden1, HSBC, Quorum FCU, Silvergate Bank, Umpqua, Bank of Marin.

some neighborhoods to look at for columbus: King Lincoln (43203), OTE and South of Main and Old Oaks (43205), Southern Orchards and Driving Park (43206), franklinton (43222), south columbus and merion village and hungarian village and reeb hosack (43207), whitehall (43213)

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union Cal Coast Credit Union, CA Citizens Bank -MiN, only in-state.

For some background information, I was originally intending on living here forever in Southern California.