Secondly, 1% is a good target but just as Pat wrote above it does depend on the loan amount.

You might be able to get a better yield by finding a value-add project or a BRRR type property, but the market rate stabilized is 4-6% probably.Just be careful of insurance right now, it's been going up and seems to have stabilized, but it's still all over the map depending on the specific property and who is doing the insurance.

In real estate, success often depends on how well you seize opportunities.

You might want to explore Athens or Decatur, still within commuting distance to Huntsville government jobs, but real estate prices not so high. 

I’ve been working in property management/real estate since 2020 and really want to try my hand at starting my own company.

I am very interested in real estate and just starting out in the Philadelphia suburbs.

It's about taking one step every day to move the needle forward.Progress isn't always fast, but it's a consistent effort that leads to real growth.Overnight successes are not reality.Take Action.Say Yes.

In any case, it really depends on what your main objectives are. 

Start by reading the Ultimate Real Estate Investing Guide: https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide/introduction2.

Hey @Russell R Massey, I'm happy to connect you with a super-smart Georgia real estate attorney I know who can give you the answer.