And I'm solving real estate problems and making an impact on the national lending landscape as well as the local real estate community.I get to create loan products for investors, products that I can (and do) use myself. 

I've seen bad assessments and management destroy peoples lives in retirement because they have no control and can't absorb the impact of bad HOA management.So I guess my vote would be to sell and look for higher NOI, passivity, and protection against any kind of market correction. 

If I get into a situation where I need to evict right away then that will impact the amount I am willing to pay...

Not sure what type of business you have or if that impacts it.

"Does any of this criteria have a universal impact"?...

So it's important to talk to your CPA to see what the actual impact would be.

Each of the 6 major criteria has an impact an on the loan.

“if you own an investment property and it is occupied by a tenant for at least 183 consecutive days in the year, that home also likely qualifies, but an application to the county is usually required to receive the exemption in that circumstance”https://propertytax.utah.gov/m...I’m looking to purchase an investment  property however having the 45% deduction (or not), has a big impact on cash flow.I’m hoping you or someone else on the forum can give some guidance.Many thanksJim

Here's an academic article done by UC Berkeley that explains the impact 2008 had on California and how long it took to get back to pre-recession levels.

Quite frankly, stopping companies from scanning my credit report for pre-approvals was not a priority in terms of impacting my score positively which has been my main priority.