And in response to the financial partner, including Realtors, they aren't educated in current and constantly changing legislation that affects you and your rental property.

So if I buy a replacement property worth $500k, can I use proceeds from the personal residence half to cover the other $150k?

You can look it up yourself, but maybe just maybe the person that installed the tile didn’t take that precaution and now the install failed.

Therefore, you need to become educated in estimating repair costs while walking properties to decipher if it's worth your contractor's time/energy. 

I currently reside in a higher-end condo in Orlando, Florida, and obtaining a mortgage with a sub 3% interest rate was crucial for making it a feasible investment.Allow me to share a personal anecdote that sheds light on the condo buying experience.

Summit CU, Educators CU, Landmark, Johnson Bank, BMO, US Bank,..But you only need 5% down to buy another duplex. 

So having a joint account makes sense BUT my team and I will also have separate deals outside of this partnership with this other person.

My most gracious analysis would be this (and this is just me): (1) I think the owner is a very kind man - I’ve talked with him personally.

In other words, the person with the most toys, wins... not the person who paid the least amount of tax.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!