Any recommendations on how to quickly accomplish gathering this info in the most efficient way?

If they claim they can't afford it, you may consider letting them make payments over a 90-day period but I wouldn't stretch it beyond that. 

@Maneesh Joshi in that case, i would just look up a different SF agent in Philly. there is no reason they cant cover you if you are actively looking for tenants. vacancy would only come in to play if you knew it was going to sit vacant for a long period of time

But more importantly, these programs offer coverage during the 3 different possible occupancy periods without needing to change policies.If you do not go with one of these programs, you typically will have one of the 3 policies to choose from;Vacant - No occupancy and no renovations allowedBuilders Risk - Property undergoing renovationsOccupied - Either by a homeowner (homeowners policy) or tenant (landlord policy).I'll send you the companies my clients use for flipping.

It might be a sizable investment to start, but there are SO MANY advantages and a quick payback period.

I've been doing rentals in NYC in vicinity for nearly 40 years, and there was a period when landlords stopped providing refrigerators.

Just never tell them what you are doing.Another way was to do a "Lease Option", a set of two documents that makes you a renter for a period of time and you then have the option to purchase at a certain price. 

We have a lien on both the property and the MUD receivables, There is a 3 month extension period with a buy back penalty of 1% per month and an equity kicker for us in the development LLC.

During the period everyone was in panic mode I foreclosed on 4 properties.

I don’t quite understand how flippers or BRRRR investors do it so efficiently.