And it seems like your strategy is to find a property then make an offer as opposed to finding a seller actively on the market.

The villa is located in a quiet neighborhood on Massanutten Resort, making it the perfect place to enjoy all that the area has to offer.

I will send you some videos from my mentor Chris Lopez and he can be a great resource for you as you dive into investing.

I am not local to the area anymore but might be able to try and find you some resources out there. 

I can offer you my thoughts on the matter from that perspective, and I hope that it's helpful to you. 

@Michael Sato I also purchased The Book on Rental Property Investing through audible I have looked through the links you provided and the forms but I was specifically looking for Brandons Offer letter to owners that he talks about where he puts a photo of his family and talks about why they want to buy an owner's property. 

I made some resources for my out-of-state investors like a neighborhood graded map and contractor rolodex that I can share with you!  

The current bank is now offering at Prime -.16%. 

. $140 equity in our primary residence that we'd be open to getting a HELOC on (would love feedback on if people recommend this or not).Given our limited available resources for down payment, high home prices, and higher interest rates, is now a bad time for first time investors to enter the market?

Actually a little less because it takes a few days for the letter to get to you.Actually, you said you have the resources to pay it off out of pocket, so you should be good.