I would LOVE to hear about how you've all come about obtaining the financing needed to reach, or attempt to reach your real estate goals. 

Any suggestions on how I can obtain this bank owned property?

Two years ago I purchased my first duplex and moved into one side and rented out the other to obtain Owner Occupied financing.

Has anyone used the online courses to obtain their real estate license?

Currently, I'm looking to obtain financing for a ($30k-$40k) Multi-Family property/renovation.

I am confused as to how I will obtain a loan though.

There is no other option.Passive investors obtain passive returns. 

We did a 20-year refi on our primaryy 2 months ago and at 85% LTV we could obtain another $75k on a HELOC.If we sell we would net approximately $150k after paying all costs (it was our primary residence from 2010-2015) and use about $100k to purchase 5 or so homes in KC in the 12 monhts with anticipated cashflows of $200-300/mth per property.I don't see a ton of upward appreciation left in the Denver property but we get decent cash flow with a 3.5%, 30-year.  

LOC can be obtained from a bank.

Even if you are able to obtain traditional financing, be careful speculating a 20k profit in 1 year.