Make sure the beginning of that plan includes improving your financial situation.

You can maintain them, and make necessary repairs to already tenanted apartments, but not actively rehab or improve.

In 2016 and 2019 I know they spent a good chunk of change (about 66% of yearly income, each time) on capital improvements. 

The previous owner was a real slumlord and we have made drastic improvements without changing his rent.

He improved it quite a bit via online leasing, etc, but there is still some weirdness I'm working thru.  

Agree with @Lucas Carl...We will remain positive and take this time to do some little improvements to our place.

Perhaps an increased deposit, a higher rent until your score improves to their standard, increased late fees, or a month to month lease would work.

With COVID-19 locking down Chicago, I've been transitioning my focus onto improving operational aspect of my RE portfolio.Items currently underway:a.

The quadplex definitely is in need of work, however, my business partner and I are licensed and insured NJ Home Improvement Contractors and feel we are capable of adding substantial value to the property.

My understanding of current tax law is the hloc funds are to be used on the property from which it was mortgages to perform home renovations or improvements.