This really changes some things from conventional management that impacts your maturities and yields.

is the pictiometry like 3 D... in the timber busness we used a sort of stereo scope thingee and that helped up tell Christmas trees from mature timber 

When it says "you" it means the Credit Union.You (the Credit Union) have the right to call this loan due on the fifth (5th) anniversary of the loan, and at the end of every five (5) year period thereafter until maturity.

Sale prices of identical homes are the same.

The City sees this as an opportunity for redevelopment and the chance to establish a different identity.  

A modular home is joined by contractors and inspected by a local county codes inspector almost identical to a traditional frame built (site built) home.

GF is about the only lender that will allow you to defer all interest until loan maturity, typically 12 months. 

It's like finding a needle in a haystack just to locate the target property...and then you need to find at least 3 other almost identical, sold "comparables" to prove your good deal and current market price...and still be at least 30% below fair market value for nearby residential listings (on top of deducting necessary repair expenses), and at least 40% for an REO...and don't think you can submit a deal for vacant land, commercial or anything else that is not a standard family residence.

If anybody tries to sell you tradelines, it is categorized as identity theft.

Think of it as maturity in any industry, those with a proven track record.