Are there general guidelines for how the offers under each option compare to one another?

If you subscribe to the 1% guideline, your property falls quite a bit short.

My guess is that you will be able to find someone able to due the construction loan (if you and partners can come up with the 20-25% of total costs for downpayment), but your other investors will cause issues with your permanent financing and using an FHA loan.FYI, investment loans for multifamily (2-4 units) have a maximum LTV of 75% under Fannie & Freddie guidelines.  

It's generally 41%, unless you have very high "residual income", in which case, execptions can be made in underwriting: http://themortgagereports.com/17652/va-loan-2015-residual-income-guidelines-mortgage-rates

I'm hoping there are general guidelines.

Banks that sell loans do not allow this because they must follow end investor guidelines.  

My personal guidelines for refinance money is can I prove to the IRS the monies obtained were used for investment property related expenses.

To legally use credit data when marketing you have to follow the guidelines outlined in the Fair Credit Reporting Act (FCRA).

I read the guidelines but they are vagueThanks in advance for any and all assistance!

Many banks have internal underwriting guidelines that limit you to 4 mortgages, but if you are going through a broker you never have to worry about the internal guidelines as they are shopping amongst 30 or so different lenders.