I didn’t take the time to go to any mortgage companies after my wife was told in a real estate continued education class that the mortgage company didn’t do anything lower that $50,000.

The proof is right here:  https://www.fanniemae.com/content/eligibility_info...Portfolio loans offer different terms including relaxed down payment options, but they do come with different features, both pros, and cons to a conventional loan. 

Are you asking if why BP has so many ads, Why or How are featured members selling things?

I see many investors saying they are buying properties with no cash-flow or even a negative cash-flow because they predict the market will continue to grow and they'll eventually gain a cash-flow and build equity.

Once you get your income boost you’ll be golden for debt pay down and to continue investing.

A couple of things I WISH it had, if you are listening @Brandon Turner :-), are the ability to export to excel so we can do studies covering ALL years and a 'depreciation feature' like the Investment Property Calculator over at Dinkytown.com. 

If it is tan get 4x4 tubmled traveltine (tan color called walnut) install on diagonal direction with some 2x2 dark brown inserts like metal finish.Another suggestion is to run a row of 4x4 tubled travertine the2" border on top of that then continue 4x4" tubled travertine in diagonal direction!

Lots of opportunities to buy great properties if you know what the look for (the sweet spot of property size/features as I like to tell my clients).

sounds like you have a great opportunity. i recommend the contact for deed route. as you mentioned you can get a lower down and more flexible terms. if you can get a 10-12 year ballon payment you should have no problem refi'ing out prior to that with a conventional loan and pay off owner contract. i would try to get the per unit down. you could try to show the total amount you would be paying when you add interest into the equation and see if he will come down on asking price, at least to market if not below. as well as play up the continued cash for with zero management headaches. ultimately if it cashflows well and you have good fixed debt for 10 plus years my experiences has been that price per unit is less of a factor. cash flow is king.

Even though indicators continue to signal strong, I've decided to back off (at least with market deals) and see what happens.