Also, I have a credit card with them with a super long history and a decent limit - that I rarely use.

That is not the only scenario, but it does illustrate that it depends on the hardship, not the payment history.

One person seems like they have no job but is a student, no good savings, but their partner has a steady job, steady income and good rental history.

I think that history is still the best way to prdict the future, with some modern day adjustments.

But Stewart Title has gone above and beyond to be Investor friendly, and I have more history with Attorney's Title.

If history is any indication, there's a decent probability of 2016 peak RE price and recession in the second half of 2017.

Other items to screen on:- Credit score- Job or some kind of provable income- Past rental history, call previous landlords- Criminal HistoryFor your first time, look into companies that perform the screening for $30 - $50.

Some programs will give you credit history and criminal history in the same report.

My mentor then began to describe the history behind that particular neighborhood as well as the market as a whole. 

My theoretical profit is $164/door/month for a SFR that has a garage apt so I have 2 rents for the same mortgage in eastern Ohio.