Please let me know how I did and what I may be missing.Property Description:2 Family3 bedrooms2 baths1 Furnace1 water heaterLot size: 50x122Built: 1890Sq Ft: 1688Purchase Information:Asking: $175kRepairs: $90kClosing Costs: ????

It is a four-unit property with a 2B/1BR in each unit, thus under the designation for commercial since it is less than 5-units, but it seems like the property is carrying a building class designation of 'C' and property records show the land use description as 'Restaurants and stores'.

It is difficult to say just by your description. 

I met a guy this weekend who runs a management company for large HOA's.

Land Description. 

@Erik Baumer I did get the deed description which had measurements.

While on our trip we met a family from the Dayton OH area who, in addition to owning an HVAC business, owns 20 doors in that area.

The benefit of option 3 is that you can get this done on your own and as soon as you find the right property.If you have not met a lender that you can talk to about non-QM options, use the BP directory for lenders.

First Section:  Transaction Description (why did you do this; who is the lender (don't call her elderly or a slow check casher -just give the facts). 

My first quick tip would be to write a little description about yourself for your profile.