Since you have 6 months to complete this process (this allows time for rehab, if desired), of course the interest rate may fluctuate a little bit, depending on market conditions, but there is not an intrinsic "1-2% higher" that I'm aware of.

I believe a profit-sharing plan has a trustee and the trustee transacts business on behalf of the plan and by extension on behalf of the plan participants. 

That's the fault of the business, not the fault of the bank.Also, Spanish banks are very conservative in several respects:1.

I'm a new business owner who is interested in getting into real estate.

She' has responded by threatening to "destroy my business."

note investing is difficult here in the US and is a relationship business, I am sure there are mortgages you could buy in the UK but if you are just getting started, then trying to do note investing overseas to me would seem near impossible.

@Florencio NayveIt depends on exactly what you’re looking to do. 

Believe me, even small changes can have a huge effect on how much money we get.In the real estate investment business, it's important to build ties with brokers, lenders, and direct contacts.

I think your best is to keep reading and above all build your network reach out to local investors and ask what they need help with.I work with special needs kiddos and we often call investors, lawyers, etc. and ask them how we can create an intern program where we help them and learn the business at the same time.

We have a mortgage broker speaking next month and a marketing person for your business in May.