I'm no bible-toting conservative and I've tried a lot of things before but the people that smoke weed consistently are just morons.

So, now that I have vented, the rest of you may do so as well.In addition, I would like to also create a thread in which we post about other members who have consistantly been flakes on returning calls or emails and those who are great.

If you desire not to use an agent then you will either need to get written permission from them or convince them to take the lead and begin communication with the bank.The bank will require that they submit a short sale packet and it will consist of the following (at a minimum):-last two months of bank statements-last two years tax returns-last two pay stubs-hardship letter-etc...The next step would be to enter into a written contract with the distressed seller with a purchase contract.

Your payment probably consists of four parts - PITI.

Your best shot is to locate and create a relationship with a brokerage/agent who consistantly has a supply of REO listings and have them get you the property details during the BPO approval phase.

He has consistently been making a nice six figure income for years now… and no he doesn’t live in a condo!

For buy and hold without credit or cash, you can also look into purchasing via sub2 (subject to).This requires marketing to motivated sellers consistantly and utilizing other resources, but can get you into properties without credit.Wholesaling is certainly a place to start, but it is not as easy as some make it sound.

I here that consistently, it always come down to the same buyers time and time again.

I spent the last 6 years working for a HealthCare IT company traveling consistently around the country implementing an electronic medical record for major hospitals.

For instance, my recent deal was in a city bordering Detroit, this area consists of families and post college renters, and is becoming quite the trendy area.