During this process many people told me I was dumb for putting this all on credit, you might burn yourself, you better be careful, etc..

Tenant burned designs into driveway and cement patio using sparklers.2.

I'd start by contacting a local agent or broker and they should be able to help you with finding a policy (almost all my units have fireplaces or some kind of fuel burning stove)

@Brice Burns  thanks for sharing more detail on Macon’s market though Macon’s crime rate, poor school ratings, and poorly run Macon-Bibb government is definitely a concern.

@Shawn Burns where are you looking to buy?

Here is a list of books I have read Real estate books“tax strategies for the savvy real estate investor”“Rich dad poor dad”“The millionaire real estate investor”“BRRRR”“The book on investing with low or no money down”“Crushing it in apartments”“The book on rental property”Mindset books bc so much negative energy around me about the path I have chosen.

I would make sure to run your numbers on each property so you aren't burned after the purchase. 

He indicated that it is designed to reimburse the property manager for its time to obtain a quality tenant for the space.I understand that concern so I proposed that this provision would be applicable during the first year of a lease term but would burn off or would otherwise not be applicable after the first year of a lease term.

Quit focusing on the little things like dunning someone for a replacement key and spend your energy trying to rent your STR.

@Hud Malik, Over the past year or two, I have attended inspiring top notch meetups hosted by @Sunny Burns and @Darren SagerThese are pre-pandemic meetups of course, but Sunny and Darren are wonderful leaders in the NJ community.