There is a local REIA event on Tuesday if you are interested.

I joined Bigger Pockets in the last week and attended Brandon's webinar a couple of nights ago.

The people who buy here are buying for experiences and memories, not so much investment return.From speaking with other financial entities and members of the community, we are looking for partners to assist in offering loans of some sort, such as:1) Direct loan to buyer of house (less a down payment), and then payment arrangement between loaner and the buyer2) Loan to the cooperative as an entity who then administers the loan between buyer and cooperative, with payments paid back to financial organization from cooperative3) Loan to buyer with cooperative as co-signer, therefore making the cooperative the ultimate responsibility in the event of default4) Create a member-funded reserve fund or actively managed account which will then be used for giving out loans to new members at an interest rate.

There are plenty of hard money lenders around but I'm going to suggest one in Riverside.Something that would be advantageous to you is to attend a real estate investment club to meet other investors (a source of partners and knowledge), wholesalers (a source of off market low priced houses) and hard money lenders (a source of needed cash).

This event is made for people like yourself to come meet local professionals who specialize in different areas of real estate.

Come to the networking events either from the REIA's or meetup.com.

I found C+ 4 plex listed for $123K in Alabama, a short drive from the college I want to attend.

I've attended some quick start classes and their very helpful.

I am preparing to attend a 3 day Fortune Builders seminar in a few weeks.

There is no separate charge to the home owner in these events because such work is baseline and already paid for in HOA dues.