Basically that is coverage that an insurance company provides in the event you have a covered loss to part of your property and when you go to rebuild you have additional costs due to bringing the property up to current city or county codes. 

Of course, this is in addition to everything else that everyone has mentioned. 

Additionally, I have always wanted to start and run my own business, which is what attracted me most to real estate investing. 

@Jacob Budzynski email me if you need additional information

Then after the ghost passes the background check, charge her an extra $200 a month for additional tenant.

the other thing she did was charge pet rent every month - an additional $25.

If it's determined that you are not a tax resident of Canada you would be able to benefit from the lower US tax rates and additional tax benefits such as the use of 1031 exchange, and accelerated depreciation.If you would like to discuss your situation in a bit more detail feel free to reach out to me directly, I may be of assistance.Thanks, Elliott

Yep, sewer back up is an additional rider, some buy it, some don’t.Seepage and/or sump pump failure is likely not included.

Additionally, you could charge a penalty fee and take it out of the tenant's deposit if they go against the agreed upon terms. 

In the future, you can have your tenants add you as an “additional insured” on their policy.