Also, local lenders seem to be more flexible in doing deals than more regional or national banks.

Also, try you're local credit union, they're a lot more flexible when it comes to lending.Hope that helps!

Try a local commercial lender, they might be a little more flexible with their underwriting guidelines

Sounds normal to me.You are a flexible landlord, meaning you will work with your tenants.

This will allow you to get the max amount of cashflow you can upfront on the property, but also gives you the flexibility to pay the loan off as fast as you want. 

It gives you more flexibility.

However, I wouldn't want any new tenants feeling like there is wiggle room on how flexible I am with delinquent rent. 

They will be more flexible.

Those that don't will be more flexible.  

I live a few hours from SLC currently in South east Idaho, but have flexibility to travel down/fix up a place if I get it during the summer.Options: 1) Find a multi-unit, put some sweat equity into it and house hack for two years then rent out the owner occupied side when/if we leave Utah in two years.2) Find a single family, 3bdr, fix it up over the two years, then sell or rent when/if we leave Utah in two years.3) Invest the cash and just rent for two years.I’d love to do options 1 or 2, I’m prepared to do the leg work, but I want to get the communities opinion/advise.