On the other hand, do you see late/non payments and collections across all their accounts (i.e. cable, cell phone, credit cards, car notes, etc)? 

just keep knocking on doors and making phone calls, I finally got a good deal to sink my hooks in to and have your same issue, in the middle of a refi-cash out to buy this other property and the bank is throwing a wrench on the deal by asking me to pay off a car note to make the 51%DTI ratio. this bums me out but will keep pushing on until I get financing secured to nab this other property, maybe hard money to buy/fix and rent ( I am trying to avoid doing this), or maybe 203K loan, there are too many options, you need to exhaust all possibilities until you get one that fits. good luck brother.

This would allow me to have a maximum of a 90.7k note (offering 113k), so the P/I payment would be $544.NOI: 1400-544-756 = $100/monthI offered 110k (which is roughly 75% of ARV-Rehab), and what I thought was pretty fair considering the work that would need to go into the rehab. 

This is a document that uses the address in question and the FEMA flood maps and determines where the structure (note we can only insure structures not land) The reading will come back with a note that the property is in a Special Flood Hazard Area (SFHA) which are typically your A's and V's.An  Elevation Certificate (EC) is a document that a homeowner usually has to do and pay for and is typically used by the  FEMA/NFIP/Government policy (which has had a  50-year monopoly on flood insurance) The Elevation certificate is done by a FEMA approved Surveyor where they come out and get a bunch of measurements around your property (Elevation measurements) and put together the formal EC this cost anywhere from $600 - $1200 I always recommend my client shop the options and pit them against each other.

One day it was notes, then MHP, then MF, then developing a vacant lot I own, then SFR because that's my local market, then......... you get the idea.

EtcShould I use a note servicing company?

Hi everyone, are there any note investors or teachers that live in the bay area?

Hi everyone, are there any note investors or teachers that live in the bay area?

The IRA is handled and reported in the same fashion, but instead of just focusing on the public exchanges, they can document an IRA investment into shares of privately held stock, crowdfunds, private mortgage notes and the like. 

As a side note, if I wanted to 'convert' some of the 'traditional funds' ALREADY in my SOLO401K over to the "ROTH part' of the SOLO401K, at what rate are the taxes figured, and can those be paid with funds from inside of the SOLO401K if I am not already retirement age, or would that be seen as an early withdrawl and taxed and penalized?