I would be more concerned with where the title to mobile home was - was it retire and put on the property or is it still personal propertyThere is nothing you can do to make it compliant, if the loan has been current for 12 months then you have ability to repay because they have consistent pay history

Otherwise, you shouldn't be investing in these deals in the first place.I've seen solid GPs/Operators (+$3B in AUM) suffer in 2022/23 simply because they believed that interest rates would stay low and that rents would increase.

The person on title/name of the person on the mortgage can typically win if it is not done right. 

These sellers typically want a fast sale to move on with their lives and avoid ongoing conflicts.Relocating SellersPeople who need to relocate for a new job, military deployment, or other personal reasons often seek a quick sale to avoid the burden of managing a long-distance property.Inherited PropertiesHeirs who inherit a property they don't want to maintain or manage may be eager to sell quickly.

Quote from @Chris Seveney: Personally if you have one mortgage already that is negative cashflow I would be hesitant to buy rright now, especially in canada where from reports their housing situation for pricing is far worse than the US on affordability and just like US, people think prices can only go in one direction but reality is they are moving in the opposite direction."

That's how I personally invest nowadays.

San Antonio / Central Texas should be some solid areas for BRRRR strategy - I'd be a little careful in the gulf coast areas like Beaumont though - a lot of weather risks that unfortunately keep popping up

Second would be connecting with RE folks in your local market either in person or here on BP.I think house hacking in McDonough is a great place to start.

@Tracy ScottScour the HOA docs for wording involving occupancy such as, "not more than three (3) persons not related by blood or marriage living and cooking together as a single housekeeping unit."

But I’m not sure how that would be structured and I can’t seem to find any solid information on how to handle that.