You will need to be thick skin some will be willing to talk with you and others will not.

Hi BP!I was a member about a year ago, then forgot my password and deleted the email associated with the account. Now I'm back with a "new look". I'm looking forward to getting to know all of you, learn, grow and be o...

(an insurance of sorts)2) If we were to partner together... is it better to start together?

So I thought that this might be some sort of red flag here.

From reading stories on the internet, there's many different opinions and it's difficult to sort through fact and fiction.

Transactional Funders will need you to have a buyer under contract that does have non-refundable skin in the game. 

It sounds like this guy is trying to make some money by providing information that you can freely access here on Bigger Pockets.If you have no cash for down payment and credit is not perfect then yes, wholesaling may be a great solution.Always, always double check with the folks here when paying any sort of money out-of-pocket for tutoring, coaches, classes, courses, etc.  

I've done a few myself, not a ton and you usually need some sort of "in" whether its insider info on the deal, or info on a specific submarket but it can be done.

This is because it's more risky for them because YOU have less skin in the game and are more likely to skip out on the payments statistically.

You're going to need a lawyer to sort through those.