What about funds for utility deposits for water/sewer/trash?

I would like to find an easy SF home in my city and start small, test the waters on being a landlord, learn property management on a smaller scale with less risk, but I feel somewhat at ease because it is my hometown.

Foremost even insures my Dock and water toys in case someone got hurt.

The reason it always seems to happen is the appraiser doesn't want to be in hot water in the event the property is foreclosed and so they tend to appraise the property VERY CLOSE to the asking price - all my properties that have loans have been within 2K of the appraisal price. 

The screws have rubber washers to seal to the metal and keep water out.

Hello from across the water in Manhattan.

  $200/month water/sewer/garbage, $50/month common electricity. 

I am trying to get the the expenses down, and the water/electric use for the building is pretty high.

They're going to spend billions on a rail system that won't help.When the earthquake hit in 2006, people freaked out and bought up all the bottled water and rice just because the airport was closed for a few days.

House 1: Harvey Flooded Foreclosure Single Family (Patio) Home 3 BR/2.5 Bath, 2350 Sq FtListed Price: $170k (would like to offer less)ARV : $300k (~$130sq ft based on comps)Margin at Listed Price : $130k Estimated Rehab : $60-70k (house has been gutted post-flood, appears to have had about 1 ft water.