The separate agreement can be very simple but necessary in case ever needed in court.

I am looking at a value add property in Calgary. 27 units, 50% vacancy. 5.25% cap rateCurrent EGI 140,000$, operating costs of $93000.Estimated renovation 1.5 MThis valuation is throwing me for a loop.

We try to do a couple of simple wholesale assignment deals every year inside a Roth.

Simple example: ETF's.

60 years is pretty much standard around here... but since your property now has a known problem (trust me, title insurers do not operate in a vacuum), the time period is irrelevant.Switching title companies wouldn't fix the problem, it would actually hurt you.

Is this as simple as providing a bank statement from the hard money lender?

@Michael Bentz asked about refinancing and how it works,  so I gave a simple example so it is clear to understand. 

Simple process,  no tax implications, just some small due on sale risks.  

Podcasts, webinars, seminars and meet-ups are great for education and inspiration but your 1st deal needs to be simple and rewarding - a home you own.

Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bpThe second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.