Hurricane season is just about over and the weather (usually) cools off a little.

Ask her to add you to the deed and then do a simple cash out refinance and take her off in 6 months when the title seasons. 

Knowing that a particular market is productive is one thing, but knowing when it’s productive is much more important.For hosts looking to take advantage of peak seasonality, AllTheRooms Analytics has conducted a deep-dive into the holiday season in Orlando in 2018.

I spoke with multiple lenders and none of them can refinance now..Conventional financing won't work, but there are numerous portfolio lenders that would do that with 90 day's seasoning. 

That extra room in my budget could give me a lot more choice as the buying & selling season heats up, and I'd be in a much stronger position as a cash buyer.

If you are a seasoned investor and are buying low priced properties it may work here and there, but to assume that it will automatically give you a competitive advantage is a litte naive and stems probably for superficial understanding of how it works. 

NO SEASONING requirements.

We already have lease agreements signed for Jan, Feb, March 2020/2021 (high season) which is why we aren't thinking of 1 year leases. 

(The first bank also has a 6-12 month seasoning period, case by case basis, according to the loan officer.)

There seem to be some deals in 4 season cottages that would be cash positive if rented short term on Air BNB or VRBO.