If it keeps my vacancy numbers down, then the money I am putting aside for vacancy can go to the extra cost a professional might charge to fix the tenants mistakes.Just for reference, my tenants are staying on average about 5 years and I still save for vacancy between 2-4 weeks per year.

With less money in the deal it will boost your cash on cash return.

Im trying to save more money, and pay down credit cards, Does anyone have any Ideas on how to obtain financing and where to start with building process should i obtain financing!

I would double check I suspect HOA liens get removed as well since they are junior to the tax .. over the years we bought literally hundreds if not more than a thousand parcels in CA at tax sale and never once had a lien survive.. the only bummer was we got one over turned when the county missed the statutory publishing date  ( 21 days) by one day and the owner who lost the property brought a civil suit and the judge reversed it.. the entire sale that year could have been reversed over 250 properties but each and every own would have had to bring a civil suit.. then after one year there is NO ability to reverse the sale. and of course we got our money back.. but spent money on attorney. 

Now, my time is more valuable than saving money on the renovations, so, I sub out every part of the rehab.

She has $4,000 to spend and only herself for expenses.EXAMPLE B would spend 50% of her money on rent, whereas EXAMPLE A would spend 33%.

.- Deal underwriting: JV partners, other BiggerPockets members, hard money lenders/underwriters. - Contractors- Capital providers: JV partners, private money lenders (PMLs), hard money lenders (HMLs)sFor additional context, are you going to be flipping and actually selling or are you going to be fixing and holding for rental income? 

My fervor and desire to jump into the game and become financially free was quickly deterred by people telling me I needed to get through school and start making money before I should get into REI.

Watch out for fine print that requires an additional fee at closing - this is a huge red flag and how most flat fee companies make money.

I'm very conservative and want conservative leverage percentages, long-term fixed rate loans, high skin in the game and sponsor that has experienced at least one full real estate cycle and lost little to no investor money.