This is not great compared to areas like Gary Indiana where rent is $1500 on a place costing $100k but the social advantage makes me feel better as less investors are willing take lower profits (less land lord competition) - and I know the returns will come in equity in the areas I want to invest.So the core questions - 1. would DSCR work well for me?

I feel that the lender is asking for a lot irrelevant documentation.

After much contemplation and research, I feel confident to begin my journey in real estate investing.

Most of the time my agent screenshots their texts back and forth and just feels like a middle man.Any advice?

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

If you have any questions related to the property management side feel free to reach out I'm happy to help best I can

I'm not a talky person to start with, and also a relative newbie to RE investing.

Feel free to reach out if you like.

Would it be under the business tax id number which would be brand new (so no history yet) or would it be through me personally through my own credit report/history?

And then 1M umbrella policy for $600 a year.Then he says the umbrella is strictly for my company and he can get me one personally..Am I really going to have to get 3 policies?