In the meantime, I am trying to better understand the Indianapolis (Fishers, Carmel) real estate market and considering getting a realtors license.In Indiana, the cost for the real estate licensing course is approximately ~$580 and an additional ~$80 annually to maintain.

@Shannon L Fogarty I’m personally a fan of working with local lenders who know all the nuances of their market and how to get deals done.

Consider going the route of long term rentals in a different market if this worries you.

Is it a good idea to buy in a MPC in the beginning stages, and any thoughts on Crowley as a rental market?

As Bryan stated, yes RUBS is generally legal in California, but there can be limitations depending on the market and the leases you have in place. 

Build cost 2 million ($240 per square foot for a 5400 square-foot duplex) (Sale price $650 per square foot valuating the duplex at 3.5 million) Upon stabilization, the properties market value is projected to be between 4.5 and 5 million.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Timing the market does not work.

I think that add ons are very market dependent.

- Are there specific market conditions or trends in 2024 in Charlotte or Louisville that might influence your choice?