As long as you bank with one of the big banks (BOA, Chase, Cap One, Wells Fargo, etc) funds come through immediately!

That's a mastery of raising private money for purchase + rehab based on their track record and a DSCR lender on the back end with no cap on the number of financed properties owned, short seasoning for cash out, and a very subject property based underwriting process that doesn't allow the rest of the portfolio to interfere with the transaction at hand.

Terry Campbell hits the nail on the head wit the feasibility study and the many "gotchas" that can creep up. 

small time commercial like hair dressers and nail folks are way behind and will take a year or more to catch up but most are starting to open up again. 

This above is just the finger nail of knowledge in my little pinky. 

I had written a reaction explaining my thoughts on cold-calling further referring to how a carpenter uses his hammer though not everyone who swings a hammer hits their nails squarely every time, it takes practice and expertise.

@Nolan Chandler hit the nail on the head.

Hey @Rakumarudu Nijam, so @Taylor L. hit the nail on the head.

My question is whether the 2% cap on seller credit applies to credits (rate buy down cost, closing costs etc) only applies when the credit is coming from the seller?

It is, but its what we get when there is no state wide cap on tax increase on a regular basis - THIS is what needs to be in place to prevent the surprises.