Scenario: I have a weird scenario where a week after closing on a home a pipe burst in the second floor unit of a duplex I purchased in late January of this year.

Had two units broken into, around 3:30 on a Friday.

The problem as mentioned above is that anything owner-occupied is going to come with a huge amount of regulations and legal compliance - its why most private lenders will not do loans like this even though they would do it in the same exact situation if the unit was a rental

I figured I would come on here and ask folks on creative ways to utilize this alongside financing options to scale into the multi units space while not waiting another 4-6 year period to repeat the process.

You could also do some valeadd, and make the 2nd unit an STR or MTR.

Here is what I see when looking at their information.It looks like their first deal was a 14-unit acquired in 2017, so they are pretty new at this game. 

Furthermore, actual solutions to housing’s unaffordability in the United States have been largely ignored as political activists chase after this red herring.How Many Houses Has Wall Street Actually Bought?

In terms of out of state, there are over 19,000 cities in the United States.

I rent out the in-law unit in my backyard.

Instead, you might consider alternatives like house hacking, where you live in one unit and rent out others, to save money.