You can't absorb that now, or the additional stress or lack of focus.If you want to do REI, then do a trailer, apartment or house hack if you're not living at home.What is your degree and what year are you in? 

At a minimum I would suggest an associates degree or tech degree.

Even the really smart guys with lots of degrees in macro economics can't predict consistently what will happen.  

A bit of background about myself: I just turned 25 years old, graduated from Hamline University (in Saint Paul Minnesota) in 2019 with a degree in Economics.

Being an owner occupied duplex will add a degree of difficulty as many lenders don't like to mix primary and investments.  

You can use education to explain lack of work history as long as you have been receiving paychecks from your employer and it is relatable to the degree you’ve received.

So, you will best answer your global question by answering these questions:1.

I leave mine at around 50 degrees, which most crawl spaces don't drop below.

@Don Gouge It’s about a few degrees and it’s pretty even.

A transition will take a LONG time, and even then oil and gas is critical for many everyday products and the global economy.