I worked in KC with Shaun Gamble from Veteran Home Inspection.

I don't gamble on future appreciation.

-Matt Moore Thank you for the encouragement and the reminders Matt, I wish you the best in your adventure too!

Appreciation 100% based on NOI.For a 5 year time frame I would not gamble on or rely on SFH appreciation.

I'm excited about your new adventure!

I am starting my investing adventure by looking for a single family or small multifamily deal to get into.

Generally speaking, a primary residence shouldn't be considered an investment, as the cash flow is always going to be $0 in the best case (and if you purchased hoping for appreciation, you were just gambling).So, assuming you like your house, plan to live there long-term and it's paid off, why be concerned with the short-term valuation?

General consensus around here that I have seen is that:Buy and hold guys don't want the liability of a tenant getting sick or claiming to get sick from exposure to some area that missed treatment, or the soil in the yard if it has some unknown contamination.And flippers aren't willing to gamble that they got it waaay low enough to take the back end discount that they will need to likely take to get a end buyer to purchase.That is what I've seen pretty much every time this question has been posed in the past.

Everything is a gamble,, just be ready.

The parameters are set heavily in their favor to minimize their risk of having to pay out.So you can pay for their services and gamble that you will be that 1 in 1000 customer and come out ahead, or you can do everything on your end to limit your chances of needing their services, and keep the $$ in your own pocket