Secondly, at what threshold is DTI a concern when planning for a future home purchase for myself and potential wife to be?

I am looking to make a sizable SEP IRA contribution to reduce my tax liability, but I don't want to hurt my ability to borrow in the future by not making enough income. 

If the deal is a good one regardless, I would move forward with it, keeping in mind that you'd want to these things in the future.

So if we can use those as investors we try to since we will cash flow better and qualify for other loans easier in the future. 

Hopefully in the future we have more rental properties that are not house hacking but that is a year or two away. 

I noticed the LEED for homes green rater credential and was wondering if this would help be beneficial to my career as a future real estate investor (focusing on single family rentals in western michigan).Does anyone else have experience with LEED and this credential?

If we plan on purchasing more investment properties in the future do you suggest creating individual LLCs for each property for further protection?

Use the support network and best of luck in your endeavors.

Would you install one again in a future property?

I'm merely seeking your input and hopefully raising questions of underinsurance and exposure to litigation which may help you in examining your endeavors as well.