I'm not seeing an intentional preditory path so much as poor lending practices, advice and professional negligence perhaps that has resulted in your position.I suggest you get all of your documents, written notes of conversations, financial statements during the periods and copies of appraisals together and see a qualified attorney.And again, don't play like you don't understand but rather that you were led through the process as a requirement by your bank to restructure your loans.

Wait til some cop is looking for a house....LOL!

Many different ways to perform income verifications, I have a post in this next thread that identifies a few:http://www.biggerpockets.com/forums/52/topics/69795-prospective-tenant-income-verification-questionBut for self-employed, 2 years of tax returns is pretty much the way to go; have them make copies for you, and have them complete a 4506T from the IRS so that you can confirm that the figures on the copy agree with what the IRS received.Since they have a mortgage, I look for two things there whenever I really want to be thorough.

Does anyone know where i can get free copies of Nebraska real estate contracts online?

This is the copy of the letter:Dear Anna,My name is Jon Klaus, and I’m trying to buy a house in the Manor area.

If the electronic version of the proposal failed, I carried a hard copy.

Get Your Copy Today!

I am going to copy and paste and save it on my desktop.

It sounds like a few of these problems could have been avoided by getting a copy of the rent rolls from the previous landlord.

I am under contract on a three unit property in Jacksonville, Florida, and my inspection is scheduled for this week.My lender has requested a copy of the inspection report.Am I obligated to give them a copy?