@Milena Blanch if you are good living in one of the units this will give you the ability to put less down, and use the extra money for another property either SFR or another small multifamily while you are living in the first one. 

If the home is more than your eligibility, you'll have to cover the extra cost. 

Hustle with a side job and earn some extra money.

Purchase price: $1,200,000 Cash invested: $400,000 10 Unit with a 4 car garage plus extra lot for parking.

Lets say you only have $15,000 extra cash to put down toward the down payment in the case it doesn't appraise, now you can afford for the property to appraise as low as $380,000 and still go forward with the deal (you'd need $115,000 total in this scenario to go forward with the deal).

I have no idea really.I guess a good way to start would be to figure out how much it would cost for the services (if I were to hire an employee) and then back in to that plus a little extra for her. 

I will gladly take the extra headaches of additional calls from my property managers for now, although once someone has enough money that they can comfortably live their lifestyle however they want, I definitely understand removing as many headaches from one's life as possible. 

Because of this I leaned more towards hiring out, but we will be living in the property for a while and are at the beginning of our RE Journey so pocketing the extra 10% Cashflow would be very helpful.

  $600 a month cashflow is $108,000 over 15 years while someone pays the extra $100,000. 

But, I guess it all depends on what you plan to do with the extra money?