I’ve spent a decent amount of time in SA and am actively evaluating real estate options.

If you need the cash flow for portfolio expansion, go with the ADU.

I still work with a ton of investors though and there are great options, especially turnkey ones!

Sounds like a good time to read your contract(s) thoroughly to see if there is more than just that one line and talk with an attorney to see what your options are.Best of luck!

No need to buy in an LLC - you'll have better lending options in your names3. 

I am in the process of exploring financing options for my first deal and I came across the idea of government down payment assistance grants.From what I read, these grants can be used to cover the down payment on a low money down loan such as FHA loan, which I was planning to utilize anyway since I will be an owner-occupant.Has anyone used this in the past?

Welcome to BiggerPockets :)Lots of options to explore, real estate investing is definitely not black and white.

The presence of Airbus' assembly plant, the Port of Mobile, and the University of South Alabama contributes to a robust economic ecosystem, fostering job growth and business expansion opportunities.**3.

Which is the better option?

We have selected the builder plan and options for the structural changes back in January 2024.