Some I believe use prepaid cards....no idea how to set them up. 

Our finances currently look like thishigh interest credit card debt -$10,000student loans - around $15,000vehicles - around $25,000 (700 mo.)current mortgage- $100,000 (750 mo.)Salary combined - around $90,000 yr.I am wanting to do something along the lines of the book "set for life"What I would like to do is pay off all bad debt, maybe student loans also.

What is the proper approach or etiquette for talking to agents about networking with them to find fix and flips?

I believe we could have gotten out of the deal in the very beginning if I truly bought a disaster, and we likely would have forfeited at least our $2,500 credit card hold, although Auction.com was never 100% clear about that.

Investing in real estate can most definitely produce a good positive cash flow for you to never work again, if you play your cards right.

Junk mail - I get multiple credit card offers every day in the mail now.

If you do get a call they will tell you they get letters/cards all the time.

The better the numbers, the more likely you are to have long-term success at the proper price points.Remember though, a great city may not have a high quality Turnkey company. 

I would always buy new equipment to ensure you have your warranties.Also, it sounds like this guy is just trying to offload inventory, I would tell him you want he equipment sized properly.

Many of the sellers dont want the extra fees I am not sure how to properly handle this.