., a lender may state on a loan application that a prospective borrower’s income is greater than it really is in order to facilitate approval of the loan);Adding insincere co-signers (lender adds a fake cosigner for loan approval);Making loans to mentally incapacitated homeowners;Forging signatures (lender forges a borrower’s signature on an early disclosure);Paying off lower income or interest mortgages;Loans in excess of 100% loan to value (LTV);Bait and switch tactics, such as substantially changing loan terms at closing;High annual interest rates;High points or padded closing costs;High loan origination fees;Balloon payments;Negative amortization (where principal balance increases rather than decreases);Padded appraisal costs (inflated home values in appraisal);Padded recording fees;Bogus fees (e.g., HUD will state that the broker has a fee for underwriting fee, when in fact brokers have no underwriting fee);Itemizing duplicate services and charging separately for them;Misinforming the prospective homebuyer that credit insurance is required and/or failing to disclose to the buyer that they are earning a commission on the insurance;Mandatory arbitration clauses;Falsely identifying loans as lines of credit or open ended mortgages;Forced placed homeowners insurance (lender falsely claims that homeowner does not have insurance and then gets an undisclosed commission for selling it to them);Repeated refinancing (flipping);Daily interest when payments are late;Excessive prepayment penalties;Foreclosure abuses; andHome improvement scams.A range of state and federal law of laws are available to help attorneys address dismantle the harm wrought by predatory lending practices.

Has anyone built a 2-3 page executive summary for your properties that has basic info such as: purchase price, ARV, lender, principal balance, tenant contact info, monthly rent/unit, insurance info, photos, etc?  

Get the balance to zero.Keep paying on your home. 

The mortgage that was called due is the superior mortgage and if the mortgagee demanded payment in full then paying less than entire balance does not satisfy the demand.

Purchase Offer: New first mortgage (or possible option of assumption) Second mortgage Initial Deposit Additional Deposit following condition removal Balance 5.

By having them take all the available funds, it lowers your balance, which lowers your overall payback.

If A1 is the annual interest rate, A2 is the term in years, and A3 is the loan amount, it would look like this:-PMT(A1/12;A2*12;A3)If you want to do an amortization table, the interest each month is the rate (A1/12) times the current balance.

I just dont know what brand I should use to strike a balance between quality, longevity, and price.

We need to keep a balance.

You won't find out the balance until after you own the property so it's a guessing game.