No one put a gun to stupid peoples heads to force them to borrow money they couldn't afford to repay.

I call Orlando Florida home but have been living abroad the past few years due to being in the Air Force.

CL uses the ability of generated income from the property to cover the debt, using a thing called the DSCR.With MFUs 2-4, the loan can go conventional or commercial, but if you pick a MFU 5+ it must be a CL, ARM loan.

Jamie, you can teach people whatever you like, the issue is the relationship between you and your sales force, are you a licensee?

I'm considering an FHA loan for my next property.  It will be owner occupied.  As a military service member, there's a possibility that I may be required to relocate prior to the FHA 1 yr occupancy guidelines.  Is thi...

If that property "leaks" its negativity into another, then dominos into a third, and so on, then you are over leveraged.If none of your properties now, and in the future (ARM), then I don't think of that as being over leveraged since the source of your funds to pay the debt, comes from your tenants.  

Obviously the previous tenant or home owner are in a fragile state and using force can actually cost you more money in the long run if they decided to damage the house.Now, the story with the buyer.

There's nothing else like it here, so most are forced to build their own tools, archaic as they may seem compared to PR.  

Unless its a arm lengths transaction off of MLS and the Sellers were represented by a broker .

Others may not allow a deposit to be non-refundable which forces you to change the wording to "fee" or "charge."