I haven't had any issues with my property by Hardin Simmons but there are A LOT of vacancies currently...may consider adjusting pricing some to stay competitive

Thank you for that.Just to bring you up to speed.

Personally, I’m happy to exchange money for knowledge and helping to speed up the building of systems that will accelerate my growth.

Those lies would allow borrowers to obtain adjustable rate mortgages.  

winter is not fun...post 13 - foundation coatOnce again the speed of our cribbers pays off in terms of staying just ahead of the weather allowing us to schedule and complete work that needs mild conditions to proceed.

I just want to make sure my property manager is doing everything they can to speed up this process.

Remone - thanks for the post ...when you ask about " overlays " are you meaning the pricing  adjustments  lenders  use for certain  situations ? 

I am looking for a rule-of-thumb or general advice, not specific to my situation because there are so many other variables to consider -  Given the high interest rates today, is it more favorable to consider an adjustable rate mortgage with a lower interest rate for the first 5 years and then refinance in the future with a hopefully reduced rate, or stick with a 30 year fixed rate mortgage?

A big "con" is that you are swapping out fixed rate debt for adjustable rate debt.

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