I have also seen LL with one meter bill tenants based on percentage - I guess I do that in one of mine too (3/1 house with 1/1 mother-in-law apartment: 3/1 pays 75% and I pay 1/1 25% and include internet for 3/1 if they cover 1/2 bill).

I guess it would be just water.

I guess the easy answer is that it depends...... as you state....most of the time people seem to escrow taxes and insurance, so it is tough to get behind on taxes. 

I guess I'll start changing my image and relationships.

I guess we’re just playing the waiting game.

I guess you could say that I am partially self-insured.The real estate rental business is great and very profitable - the problem for start-up investors who are eager to learn listen to seminar speakers giving poor advice.

I guess I edited it out of my post, but I'm not in the USA, I am in the Caribbean.

It usually helps me understand the market rather than guessing if one of two amounts is way off base due to one guy being pricier generally, or one guy missing something in his estimation, or different levels of quality, or sometimes what seems like random chance.  

I’m guessing it won’t appraise for 138k.

Pay the agent for getting you a deal.If I was stiffed like your asking guess who’d never see or hear from me again?