@Mitch Vogatsky I would suggest a Roth IRA “IF” you want to continue to put new money in the market or want a bond fund.I don’t personally want to invest in the market in late 2021 as I feel it’s substantially overvalued, but do plan to invest the annual IRA maximum into the market if it drops 30%+.

Everyone has a different comfort zone for temperature, so if they want it cold, they can pay for it.

But after watching many videos, I came across one specific video of someone playing the devil’s advocate: he was saying how no one talks about the possibility of your property value dropping below the “after renovation Value” and having your lender ask you for the difference?

In-house costs for repairs & cleaning are billed at $25/hour plus materials & supplies.In signing this document I (we) agree upon and accept the above charges upon move-out.Date Executed: _______________ Date Executed: ________________ Tenant Signature(s): Landlord or Property Manager Signature: ____________________________ ______________________________________________________________ Plumbing Replace kitchen faucet $150.00 Replace bathroom faucet $105.00 Replace faucet handle $20.00 Replace faucet aerator $10.50 Replace shower head $27.00 Replace toilet $175.00 Replace toilet seat $25.00 Locks Replace key (door or mailbox) $10.00 Replace cylindrical door lock $35.00 Replace deadbolt lock $25.00 Windows and Window Coverings Replace window pane (single) $75.00 Replace window pane (double) $125.00 Replace mini blind $20.00 Rescreen window screen $25.00 Replace window screen and frame $50.00 Miscellaneous Replace refrigerator shelf $25.00 Replace stove/oven knob $20.00 Replace plastic countertop $275.00 Replace mirror $45.00 Replace medicine cabinet $75.00 Replace towel bar $25.00 Replace shower curtain rod $25.00 Replace shower curtain & rings $13.00 Replace shower/tub enclosure $350.00 Replace thermostat $80.00 Replace fire extinguisher $30.00 Remove junk and debris (per area) $35.00 Replace smoke detector $15.00 Replace combo detector/alarm $40.00 Replace alarm battery (per battery) $3.00 Replace drop ceiling tile $10.00 Replace wireless doorbell $35.00 Replace portable window screen $10.00 Rev. 2/15/2019

That is the problem.When you do bad SEO, you WILL jump in the ranks, and then months later, and sometimes even years later, BOOM Google drops you when they catch up to you.

So far I have liked https://abodu.com/ but they pre-build and drop the building in with a crane and we have power lines out front that make that option impossible.

Everything you just said is exactly what I didn’t want to believe, that they subtly kept dropping the importance of building a team all week, just to drop their “quick solution”.

Letters, phone calls, drop-ins, etc. have to grind them out just like any other asset class.

He drops some incredible knowledge about house hacking.

Here are some plain facts about Memphis2017 appreciation 4.5%2018 appreciation 4.4% 2019 appreciation 5% Source: Chandler Reportsand it still has one of the highest rent to value ratios in the country, of our 2900 units we manage here in Memphis we have only seen a 1-2% drop in collections YoY through COVID.